AdPay on mercurie.ng is gated per business. Writes stay off until we enroll someone.
Mercurie update · July 20–27
AdPay Beta, Withdrawals & Clearer Billing
Gated AdPay on Mercurie.ng, wallet withdrawals under Finance review, more card enrollments, and cleaner licence-increase invoices.
Overview
What we worked on.
Beta businesses can request an ad account.
02 Virtual cardsMore enrollments, clearer create limits, calmer activity.
03 Wallets & withdrawalsFinance reviews bank payouts before they leave.
04 Billing & licencesOutstanding invoices show a clear Pay path.
05 Dashboard polishSpend shows up where customers look for it.
06 What’s nextControlled AdPay tests and wider card access.
01 · AdPay on Mercurie.ng
AdPay is available to selected businesses.
Enrolled businesses can submit a request. Platform Admin approves or rejects from Backoffice.
Get-started state, account list, and account detail are in place for the new flow.
Successful Preview wallet funding now sends a clear receipt and Slack alert for the team.
02 · Virtual cards
More customers enrolled; create flow is clearer.
Seven waitlist businesses were granted card access this week, including Noirledge and Jman Technologies.
When HostCap’s name quota is hit, customers see a clear pending state and soft limit instead of a dead end.
Description stays visible, activity icons match the spend type, and the Merchant column is clearer.
Invalid cardholder phones are rejected before create, so fewer failed HostCap attempts.
03 · Wallets & withdrawals
Bank withdrawals need Finance approval first.
Quoted NGN bank withdrawals now go to Backoffice for approve or reject before money leaves.
Lifecycle updates reach Slack, and withdrawal history loads more reliably for the team.
Wallet-to-wallet transfers are on for a small set of QA and partner businesses while we test.
Public withdrawals remain off on mercurie.ng. Preview continues to verify quote and destination flows.
04 · Billing & licences
Unpaid invoices no longer look like a broken quote.
If a licence increase is blocked by unpaid invoices, customers see Outstanding balance due and a Pay button.
Unpaid bills on related Google Workspace orders surface correctly instead of a generic error.
Automated invoicing is back on for PaidHR and Rheedstar after Finance cleared their offline entries.
Approved PostPay customers can increase licences even with older outstanding invoices; Pay Now protections stay.
05 · Dashboard polish
Small fixes customers will notice this week.
Card spend and funding show up on Home and Transactions while billing sync catches up.
Google Workspace Standard and Plus Learn More bullets now show the right storage and user counts.
Customer support Slack alerts now include the business, so ops spend less time guessing who needs help.
Signup and compliance forms use the same stricter phone checks as cards.
06 · What’s next
Keep AdPay and cards behind the same gate.
Start customer testing next week with Busayomi on the onboarding path; enroll more businesses as we go.
More waitlist enrollments as float and cross-border fee guidance get clearer.
Keep Finance approval on bank payouts until the public path is ready.
Ayo’s latest Home / Accounts / Subscriptions mock is ready to implement next — not in this week’s ship list.
Summary
Summary
AdPay beta is gated on mercurie.ng, withdrawals sit under Finance review, more card customers are in, and licence increases point unpaid invoices to Pay. Next: controlled AdPay tests.